Everything from applicationto disbursement.
Approve and disburse in hours, not weeks. One automated console runs verification, credit assessment, sanction, disbursement and collections end to end — no engineers, no manual updates — at a fraction of the cost of a manual workflow. AI does the reading; your team makes every call.
Read every document
and every brick.
KYC and construction-stage verification on a single rail. PAN, Aadhaar, CIBIL and bank statements are pulled and cross-checked from source, while GPS-stamped site photos are read by a vision model against each project's SOP.
- PAN, Aadhaar, CIBIL and bank-statement checks pulled from source — never re-keyed.
- Stage photos matched to GPS + EXIF; an old or off-site image cannot pass.
- A vision model reads each photo; low confidence routes straight to a human. Two-vendor ensemble is on the roadmap.
- ApprovedPAN VerificationNSDL
- ApprovedAadhaar VerificationUIDAI
- In ProcessIncome VerificationBank Statement
- FlaggedCIBIL ScoreTransUnion CIBIL
One underwriter-ready credit view.
Bureau pull, repayment history and alternative-data signals fold into a single score your credit officer can defend. Every factor is shown with its weight — never hidden behind a black box.
- Live CIBIL / bureau pull with a factor-level breakdown.
- FOIR, LTV and obligations computed from verified income.
- Alternative-data signals for thin-file and self-employed borrowers.
- Repayment history92 / 100
- Credit utilisation74 / 100
- Credit age & mix81 / 100
- Recent enquiries63 / 100
- Outstanding obligations70 / 100
Policy runs itself.
Your officer signs.
Sanction terms assemble against your credit policy automatically — LTV, FOIR, RERA registration and legal title all checked. The officer approves with the full trail in front of them; nothing auto-disburses.
- Sanction terms — amount, ROI, tenure, EMI — generated and editable.
- Policy gates (LTV, FOIR, RERA, title) cleared before the screen unlocks.
- Digital sanction letter with an append-only approval record.
- LTV within 80% cap74%
- FOIR within 50% cap41%
- RERA project registeredP5170…001
- Legal title clearverified
- !Property insurancepending
Release against verified progress.
Each tranche releases only against a verified construction stage. Penny-drop confirms the account, e-sign closes the agreement, and an immutable audit row is written the moment funds move.
- Tranche release gated on the matching verified stage.
- Penny-drop account validation and an e-signed agreement.
- Hash-linked audit row on every disbursement — exportable for NHB.
See the slippage before it's an NPA.
The book ages in real time across DPD buckets, with early-warning signals on accounts drifting toward default. Collections teams work the right accounts first, and provisioning stays ahead of the regulator.
- Live DPD ageing from Current through 90+ (NPA).
- Early-warning flags on accounts trending toward slippage.
- Provisioning and GNPA tracked against RBI norms.
- Current₹242.0 Cr
- 1–30 DPD₹34.0 Cr
- 31–60 DPD₹12.8 Cr
- 61–90 DPD₹6.4 Cr
- 90+ DPD (NPA)₹4.1 Cr
See the whole lifecycle on your own loans.
Book a 30-minute walkthrough. We'll run your real construction-stage photos and credit data through the flow — verification to disbursement — and show you the AI verdict, the audit trail and the time saved.